Refinance Your Auto Loan Today

Rates As Low As 4.25% APR For Up To 66 Mo.*

Refinance your Auto Loan with Raiz and lower your payment while keeping the car you love.

Simple, fast, & built to help you save.

*Rates are subject to change at any time without notice. All loans are subject to credit approval. Not all applicants may qualify. This offer excludes existing Raiz auto loans. The 4.25% APR is the floor rate and requires qualifying criteria. For every $1,000 borrowed at a rate of 4.25% APR results in 66 monthly payments of approximately $17.02. Promotion ends July 31, 2026.

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Raiz Checking Accounts

Raiz Checking Accounts receive a free Mastercard Debit Card with no activation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.

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Raiz Checking Account

Earn dividends on daily minimum balances of $2,500. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.

Raiz Checking Account ATM

Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.

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Voted El Paso's Best Credit Union

Thank you, El Paso, for making Raiz your credit union of choice for three years in a row!

Empowering Young Minds

Invested in Your Future

Supporting Community Growth

You Dream Big. We Like That.

At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go. Trust a credit union in El Paso that offers a solution for your big dreams.

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Disclosures

*Rates are subject to change at any time without notice. All loans are subject to credit approval. Not all applicants may qualify. Raiz membership is open to individuals living, working or worshiping in El Paso County, family members of Raiz members, or Lifetime Members of the Underserved Communities Foundation. A minimum deposit of $5 is necessary to open a new Raiz account. This offer excludes existing Raiz auto loans. The 4.25% APR is the floor rate and requires qualifying criteria. For every $1,000 borrowed at a rate of 4.25% APR results in 66 monthly payments of approximately $17.02. Promotion ends July 31, 2026. Visit www.raiz.us for complete promotional details.

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