It’s a new era for credit unions and Raiz is leading the way. Rooted in our history with teachers, we share a passion for knowledge and a pursuit of growth. We bring the vibrant energy of our hometown of El Paso to everything we do.
Your premier financial institution through trust, education, and excellent member service stimulating personal enrichment and community economic development.
At Raiz, our members and our strong, vibrant community inspire us every day. We share a passion for knowledge and a pursuit of growth, grounded in our heritage as El Paso Area Teachers Federal Credit Union founded in 1936.
Now as Raiz Federal Credit Union, we guide members from all walks of life to focus on their goals and help them get there. We’re proud of our El Paso roots, as we envision a bold path forward, leading the way with passion.
We are over 70,000 members strong and provide a full range of high-quality financial services at the great rates and low-cost you can expect from a first-class credit union. Join us and experience the difference that comes from working with people who care.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
The Credit Union Difference
At a credit union, there are no "big suit" shareholders making the calls. Instead, credit unions have a member-elected volunteer Board of Directors to guide them.
Raiz follows the credit union philosophy of “people helping people.” Meaning, our profits are returned back to you in the form of high dividends, low fees, low rates, community development, and more. Feel secure when you bank with a credit union, your deposits are insured for up to $250,000 with the National Credit Union Administration (NCUA).