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Personal Loans

Get the Money You Need for the Goals that Matter to You

Liberate yourself with Raiz personal loans in El Paso, TX. Transform your holiday costs and high expenses into manageable payments with a personal loan.

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Overview

Feel empowered to take care of your expenses and know that you have the ability to finance what's important to you.

Features

Terms Up to 84 Months

Get a monthly payment plan that works with your budget. With us, you can choose a plan that fits your needs, with terms up to 84 months.

No Collateral Required

Why risk your home, car, or other valuable assets? A collateral-free loan from us offers you the financial freedom you need to pursue your dreams.

Loan Amounts Up to $50,000

Whether it's for a small purchase or a large project, we can help you get the financing you need with our personal loans.

Use for Any Purpose

With a personal loan, get the financial support you need for what matters the most to you like home improvement projects, holiday shopping, or unexpected costs.

As low as

APR1

Personal Loan Payment Calculator

Monthly Payment

Amount
$
Rate
%
Term (Months)
6
84
Holiday Loan

Relieve Your Holiday Stress

Take the stress out of the holidays and make your season bright with a Raiz Holiday Loan. Borrow up to $2,500 with rates as low as 4.25% APR2 for 24 months and get the perfect gift for everyone on your list.
Don’t let the holiday deals pass you by! Take advantage of this offer by December 31, 2022.

No Collateral Required

No Collateral? No Problem! You Can Still Qualify for a Personal Loan.

We know life is about taking risks, and we want to help you make your dreams a reality. Our collateral-free loans offer the financial freedom that's needed for all types of adventures without risking your assets.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.

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We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.

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Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.

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We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.
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Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Get a loan to meet your financial needs in a few simple steps.

  • 1

    Apply Online

    Apply online or visit one of our branches to fill out an application.

  • 2

    Get Approved

    We will review your application and quickly notify you of your approval.

  • 3

    Receive and Use Funds

    Once approved, use the funds to finance your personal goals.

Apply online now

Have a question?

We’re happy to help you every step of the way!

Chat with us

Start live chat

Chat live with a team member who can quickly help answer your question.

Call us

1-877-378-3281

Give us a call directly; we’re here to help you every step of the way.

Meet with us

Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Personal Loans

Make Your Goals Reality with a Personal Loan.

Get the cash you need to do what's important now and in the future, with flexible repayment options that work for you. Choose Raiz personal loans in El Paso, TX - and take control of your goals today.

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    2 APR = Annual Percentage Rate. Loan Example: A $2,500 Loan at a rate as low as 4.25% APR will result in approximately 24 payments of $108.84. Offer ends December 31, 2022. Subject to credit approval. Not all applicants may qualify. Equal opportunity lender.  

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